C. Gaba Appraisals, LLC is your FHA certified appraisal company

C. Gaba Appraisals, LLC is Alabama state certified and on the FHA Roster of approved residential appraisers.  If you have an FHA-insured mortgage, be sure to get with C. Gaba Appraisals, LLC, as we are approved and qualified to produce FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

If your loan is FHA insured, that means that the loan has been secured by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The lender takes care of all the money in the loan - the FHA simply insures the loan by providing mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are built to help low-to-moderate income buyers by easing credit qualifications. Remember, the FHA is different from the VA appraiser panel in that the lender can select the appraisal company.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly helpful to those homebuyers with less accumulated funding.